Pet Insurance – Everything we do is driven from our love of animals and our commitment to pet health. The Healthy Paws pet insurance plan covers new accidents and illnesses with customizable pricing. Choose from flexible deductible and reimbursement options to tailor your monthly premium.
What is pet insurance?
Similar to how other types of health insurance work, such as health insurance for you and your family, pet insurance is coverage for your pets that can help you be prepared for unexpected vet costs.
Why do I need pet insurance?
According to a survey conducted by OnePoll and MetLife, 61% of pet parents confirm that having a pet is more costly that they initially thought it would be. With MetLife Pet Insurance, pet parents have the power of choice to customize their pet insurance to meet their needs.
How does pet insurance work?
Our process is simple and straightforward. Take your pet to the vet and pay the bill, and then send your claim documents to us. You can file by using our mobile app, online portal, e-mail, fax or mail, and we’ll process your claim – usually within 10 days. Then you’ll receive reimbursement by check or direct deposit if the claim expense is covered under the policy.
When does coverage start?
MetLife Pet Insurance provides among the shortest wait periods for accident and illness coverage. Accident coverage and optional Preventive Care coverage begin on the effective date of your policy. Illness coverage begins 14 days later.
Can I still use my vet?
You can visit any U.S. licensed vet, emergency clinic or specialist and you and your veterinarian of choice can determine the best treatment plan and medical course of action for your pet. Once you’ve received and paid your bill, send it to us and we will process your claim for reimbursement if the claim expense is covered under the policy.
How much pet insurance do I need?
We believe every individual and pet have unique needs, so we provide the ability to customize your coverage. Coverage is flexible so you can choose the plan that works for you.
Options include:
- levels of coverage from $500–unlimited
- $0–$2,500 deductible options
- reimbursement percentages up to 90%
How much will it cost?
Each pet’s premium will be unique based on the age, breed, location, as well as what coverage amount you select. Plus, if you go claim-free in a policy year, we’ll automatically decrease your deductible by $25 or $50.
More detail – click here
Are there any discounts?
Yes, a variety of discounts are available including:
- Employer Benefit Discount
- Affinity Group Discount
- Internet Purchase Discount
- Military, Veteran, First Responder, and Healthcare Workers Discount
- Animal Care Discount
How do I pay for coverage?
You can set up an automatic payment via credit card through the online portal or call center. ACH – electronic bank-to-bank payment is available exclusively in our call center. Payroll deduction may be available.