Aditya Birla Personal Loan Apply Online – Aditya Birla offers personal loans at attractive interest rates starting from 13% p.a. with flexible EMI options for Up to 7 years. You can Apply online From Aditya Birla Official website for a personal loan with a low Interest rate, flexible EMI, and 0% Documentation.
Aditya Birla Personal Loan Apply Online
You have two ways to take a personal loan from Birla Capital Finance, first, you can apply for the loan through the Paytm app and second through the official website or mobile application, the link of which I have given.
So let us know how you will apply for a personal loan with the help of the Aditya Birla Finance app, how much loan amount will be given, what will be the eligibility criteria for the loan, will be the interest rate of the loan, what documents are required for the loan. And also we will know what are the features of Aditya Birla Loan.
Aditya Birla Personal Loan Full Details
| Company Name | Aditya Birla |
| Official Website | Click Here |
| Download Official App | Click here |
| Loan Type | Instant Personal Loan |
| Interest Rate | Min. APR- 13% p.a. Max. APR- 28% p.a. |
| Processing Fees | Up to 3% of the loan amount |
| Loan Tenure | Up to 7 years |
| Loan Disbursal Time | 12 Hours to 48 Hours |
| Loan Amount | Up to Rs 50 lakh |
| Employment Type | Self-Employed, UnEmployed, Salaried Person |
| Document | Aadhar Card, Pan Card |
| Application Mode | Online Mode |
| Age | 18 to 60 Year Age |
| Customer Care Number | Visits Official Website |
| Minimum Credit Score | 750+ |
Aditya Birla Instant Personal Loan Eligibility Criteria
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Applicant must be Indian and above 18 years of age.
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Aditya Birla App must be installed on the applicant’s smartphone.
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He should have a good credit score so that the application can be approved.
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The applicant should not be a defaulter by any bank or financial company.
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Applicant’s salary should be above Rs 15 thousand.
Aditya Birla Personal Loan Required Document
To take a loan from Aditya Birla, I have mentioned some documents that you need while applying for the loan.
For Self-employed Person
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Identity Proof: PAN Card/Voter ID/Driving License/Passport
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Income Proof: Latest salary slip/Form 16/last 6 months account statement audited/ITR returns for the last 2 years
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Address Proof: Landline Bill/Electricity Bill/Ration Card/Voter ID/Passport
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Other related documents: Check-off letter from employed
For Un-Employed Person
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Identity Proof: PAN Card/Voter ID/Driving License/Passport
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Income Proof: Latest salary slip/Form 16/last 6 months account statement audited/ITR returns for the last 2 years
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Address Proof: Landline Bill/Electricity Bill/Ration Card/Voter ID/Passport
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Other related documents: Check-off letter from employed
Aditya Birla Personal Loan EMI Calculator
Whenever you take a personal loan from any company, to calculate the EMI, the company gives you a personal loan EMI calculator, which is available on its official website, through which you can calculate the EMI of the personal loan, according to your income. You can make it and decide the tenure for how long you want the loan.
Aditya Birla Personal Loan Statement Download
Whenever you take a personal loan from any company, your loan account is opened in the company where all the information is available such as interest rate, and how much loan is outstanding and you are given the option to download a personal loan statement from your account section.
How To Download Aditya Birla Personal Loan Statement
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First of all, you have to log in to your personal loan account.
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Here you have to go to the loan section.
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After this, there will be an option to download the statement in the mini-statement section.
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The statement will be downloaded by clicking on the download option.
Aditya Birla Personal Loan Repayment Process
Aditya Birla gives personal loans to people through its app, people are given the option of EMI payment on the app itself, and they are given UPI, debit card, net banking, and other options, through whatever option the borrower finds suitable. can make payment
Once you take a loan, you have to repay the loan on time, if you are not able to do so then you may have to pay a penalty. However, you can also pay the loan amount in installments.
Aditya Birla Personal Loan Interest Rate
It offers personal loans at attractive interest rates starting from 13% – 28% p.a. with flexible EMI options for up to 84 months.
Aditya Birla Instant Loan Maximum Amount
Birla Finance offers personal loans up to a Minimum of 1000 Rupay to a maximum of Rs 50 lakh Rupay to its customers.
Aditya Birla Personal Loan Processing Fees
Whenever you take a loan from Aditya Birla Finance, you have to pay processing fees, Aditya Birla also charges processing fees from its customers, Up to 3% of the loan amount on the loan amount.
Aditya Birla Personal Loan Fees and Charges
| Processing Fee | Up to 3% of the loan amount |
| Pre-closure Charges | Rs 1,000 + GST |
| Cheque Return Charges | Rs 500 + GST |
| CIBIL Report Retrieval Charges | Rs 100 + GST |
| Stamp Duty | As per actuals |
| Loan Cancellation Charges | 4% of loan amount + GST |
| Default penal charges | 3% of the pending amount per month |
| Insurance premium | As per actuals |
| CIBIL reports retrieval charges | Rs 100 + GST |
| Part Pre-payment Charges | For Term Loan Facility:
For Flexi Personal Loan:
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| Foreclosure Charges | For Term Loan: 4% of the principal outstanding + GSTFor Flexi Personal Loan: 4% of the withdrawn amount + GST
Foreclosure is allowed only 12 months after the loan disbursals know the processing fee for a personal loan |
Aditya Birla Instant Personal Loan Disbursal Time
Aditya Birla personal loan takes very little time because Aditya Birla provides better facilities to its customers. Let us tell you that the loan comes to your account in just 12 hours to 5 working days.
Top 5 Features of Aditya Birla Instant Loan
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100 % Paperless loan
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Good customer service.
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Quick and easy loan approval.
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No hidden costs
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Minimum documentation
Aditya Birla Personal Loan Duration
The tenure of Aditya Birla Personal Loan can range from 6 months to 7 years, depending on your repayment capacity and the loan amount.
Aditya Birla Personal Loan Online Apply By YouTube Video
How to Apply for an Aditya Personal Loan?
Aditya Birla Capital Personal Loan App Review
If you ever suddenly need money, you can use the Aditya Birla Finance App, it is a trusted loan app, but keep in mind that you are taking an unsecured loan. Also, make sure to repay the loan taken on time, otherwise, your CIBIL will get spoiled, and in the future, you will find it difficult to get a loan from anywhere, do not take the loan without any reason.
In such a situation, you will have to pay more interest than the bank, so always apply for the loan thoughtfully, please do not make any payment before the loan, it is your responsibility.
FAQ ( People also ask )
Q. Is the Aditya Birla app good for personal loans?
Here are some of the features and benefits of Aditya Birla Personal Loan: 100% paperless process: The entire personal loan journey – from application to disbursal – is completely paperless. Instant disbursal:
Conclusion
I hope you have liked my article on how to take a loan from PhonePe. After reading this, you would have easily understood the important information about how to get a PhonePe loan. It is always my endeavor to provide complete information about the loan to the readers so that they do not need to search for that article on any other sites or the internet.
This will also save them time and they will get all the information in one place. If you have any doubts in your mind regarding this article or you want that there should be some improvement in it, then you can write comments below.
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